Oligo BPAY Payment Services

Easily pay all your BPAY bills with Oligo.

Setting up your Oligo account is quick and easy — just a few minutes from your phone!  Add your BPAY bills, and pay with your favourite digital wallet or cards.  It’s that simple!

With Oligo, you can scan your BPAY bill and let it automatically capture the code and reference number.  No more manual entry!

Plus, you’ll connect to over 55,000 BPAY billers, making your bill payments effortless.  Pay your way and enjoy the convenience!

Pay your bills with Oligo

Target users

Customers with BPAY Bills 

Channels

Online payments or mobile browser

Payment Methods

Visa, Mastercard, Alipay, Alipay+ and WeChat Pay

Which BPAY bills can I pay with Oligo?

Oligo’s BPAY Payment Services can handle a wide range of bills, including tuition fees, body corporate fees, council rates, insurance premiums, internet bills and utility bills. Below are some of the common billers you can pay through our platform:

Oligo BPAY FAQs

What are the benefits of using Oligo BPAY ?
  • Simple and Convenient:  Our platform provides a seamless experience for making bill payments, allowing users to choose from a variety of credit cards or digital wallet payment options.
  • Global Currency for AUD:  Enjoy hassle-free payments for local bills and invoices in your chosen currency (e.g.CNY, HKD, IDR, MYR, PHP, KRW, THB, and BRL).
  • Fast Transactions:  Make payments in minutes. For payers in China, optimise your yearly quota.
  • Secure Payments:  We implement robust internal controls to protect customer data.
Does this payment method affect the $50,000 USD exchange quota set by the SAFE regulator?

No, this payment method is considered a cross-border payment and does not impact the exchange quota established by China’s State Administration of Foreign Exchange (SAFE).

Are there any fees involved?

Yes, fees are applied to the bill amount for all transactions. Fees may vary, with charges up to 3.0% or no fee for specific billers.  You will see the applicable rate in the T&Cs section before completing your payment.

Can I use Oligo BPAY Payment Services for all my bills?

No, due to regulations in China and Visa and Mastercard Card Rules, certain sectors such as gambling, adult digital content, and mortgage-related payments are excluded. Currently, we support bill payments for major telcos, councils, schools, universities, and utility providers. Please contact us if you have any questions.

Is there a payment limit for each bill?

Yes, the minimum payment amount is $100 AUD, and the maximum is $30,000 AUD.

What if my bill exceeds $30,000?

You can split the payment into multiple transactions ($5,000 AUD per transaction is recommended).  For example, if your bill is $50,000 AUD, you can divide it into ten equal payments of $5,000.

What if I pay more than the bill amount?

Typically, the overpaid amount will convert to credit for your next billing cycle. For example, if your AGL bill is $200 and you pay $300, the extra $100 will usually be credited to your next bill. For further information, please refer to Oligo BPAY Payment Services T&Cs.

Can I pay a bill on someone else's behalf?

Yes, just select the biller and accurately enter the required reference fields and amount from the bill you want to pay. We require a contactable and valid Australian mobile phone number for verification in the event of refunds or payment issues.

What should I do if I encounter issues making a payment?

Visit us at www.oligo.com.au or email support@oligo.com.au. We can assist you in English or Chinese.

Who is processing my payments?

Oligo Australia Pty Ltd ABN 93 671 840 994 (referred to as “Oligo”, “we”, “us” or “our”) is a product issuer, authorised and regulated by the Australian Securities and Investments Commission (ASIC), with licence number 555282.  We issue a non-cash payment product in the form of the Oligo BPAY Payment Services (“OBPS”).  Transactions using the OBPS product are processed in two distinct stages:

  1. When a user instructs Oligo to pay a BPAY bill on their behalf, Oligo will initiate a transaction through the card scheme or digital wallets.
  2. Oligo will then transfer the bill amount to the Biller on the same business day that cleared funds are received from the user. We leverage our banking partner to ensure efficient and accurate processing of bill payments.
Faster Bill Payments

No need to re-enter card or digital wallet details. You can make payments quickly and easily.

Safe and secure payments

We partner with trusted banks for efficient and accurate bill processing. Our company is insured for the safety of your funds.

Global currency to AUD

Enjoy real-time exchange rates and hassle-free payments for local bills and invoices in your chosen home currency. 

 

Maximise Your Quota

Easily utilise RMB from your e-wallet without affecting your annual US$50,000 exchange quota.

Access to billers

Tap into over 55,000+ billers for effortless bill payments. 

Diverse Options

Pay your bill your way by choosing from a wide range of payment options.

Fast setup

Your account will be ready within minutes.

No hidden fees

Enjoy real-time exchange rates with no hidden costs through digital wallets.