Our APIs, guides and code samples make it simple to send, receive and automate account-to-account payments, securely and at scale.
Offer your customers real-time payments and account-to-account transactions.
Detailed OpenAPI docs to help developers review fields and handle various scenarios.
Accept direct payments from your customers’ bank accounts with Oligo. Easily set up, manage and track authorisations for recurring or one-off payments, all in real time. Oligo Real-Time Payments gives you the flexibility to collect payments in a way that works for both your business and your customers.
Customers authorise payment agreements in their banking app, letting you collect one-off payments, set up recurring payments and build automated collections according to your business rules.
Automate customer pay-ins directly from their bank accounts with Oligo Real-Time Payments. Easily set up, manage and track authorisations for recurring or one-off payments, all in real time.
Send instant payouts to your customers, suppliers or partners. Payout will allow you to distribute funds quickly and securely, improving cash flow and reducing payment delays.
Access traditional batch-based payments through Oligo’s Direct Entry API. Schedule and manage bulk payments directly from your application with full transparency and control.
Want to get up to speed with real-time account-to-account payments in Australia?
Learn the key concepts behind Pay by Bank, including NPP, PayID, and PayTo, and explore real-world use cases showing how businesses are using Oligo to automate payments in real time.
Operates on your schedule, not banking hours, and with instant settlements.
Bank-approved security measures and biometric authorisation help reduce fraud and disputes, with no card chargeback risk.
Receive funds immediately into your nominated bank account without delays.
Customers manage payment authorisations securely via their own banking apps.
Consumers, businesses, governments and institutions
Mobile apps, online banking, in-person (QR codes)
Pay by Bank (NPP), pay-ins, pay-outs, Direct Entry (BECS)
Retail
Financial Services
Utilities
Education
Government
Insurance
Create an account instantly within a few minutes or contact us to design a customised solution to help you save on transaction fees while simplifying your payment solutions for your business.