Effective Date: 10 March 2025
1.1. The www.oligo.com.au website (this “Website”) is owned by Oligo Holdings Pty Ltd ACN 679 587 618 (referred to as “Oligo”, “we”, “us” or “our”). It is operated by companies within the Oligo Group, which includes, but not limited to Oligo Payments Pty Ltd ACN 680 598 029 (trading as Oligo), and their related bodies corporate and affiliates (collectively, the “Oligo Group”). To the extent that general advice is provided on this Website, it is provided by the relevant company based on the circumstances and context in which the advice is provided.
1.2. Your access to and use of this Website is subject to these terms and conditions (the “Terms”), our Privacy Policy, disclaimers and any other terms and conditions or other statements contained on this Website. By accessing, viewing or otherwise using this Website, you agree to be subject to these Terms.
1.3. Oligo may, at its sole discretion, vary or modify these Terms without notice. Any subsequent access to or use by you of this Website will constitute an acceptance of those modifications.
1.4. You agree that, should Oligo or any other company in the Oligo Group wish to provide you with documents, you consent to their provision electronically through the links on this Website and by other electronic means, including but not limited to email or DocuSign (“Electronic Communication”). We recommend that you print a copy of the document or save it electronically for your future reference. You may withdraw your consent to Electronic Communication at any time by contacting us at privacy@oligo.com.au.
1.5. If you provide any personal information to us about another person (other than yourself), you warrant that you have the authority of that person to share their personal information with us and to authorise us to hold, use, and disclose their information in accordance with our PrivacyPolicy.
Australian residents only
2.1. Unless otherwise stated expressly, products and services referred to on this Website are only available to Australian residents.
Products and services
3.1. Oligo and other members of the Oligo Group offer the products and services listed on this Website. To use any of these products or services, you must review the relevant disclosure documents and terms and conditions, register for an account, or complete the application form provided with the relevant link or email. Users should obtain their own financial and legal advice before deciding whether to acquire or use any of our products or services.
Disclaimers
4.1. All information provided on this Website is presented in good faith and sourced from materials believed to be accurate. However, the information is selective, and neither Oligo nor any other member of the Oligo Group has verified its accuracy or completeness. No representation or warranty is made regarding the accuracy or completeness of the information, which should not be considered a comprehensive statement on any matter nor relied upon as such.
4.2. Oligo, its affiliates, and their respective directors, employees, and associates do not guarantee the security of this Website and make no warranty regarding its reliability or accuracy. They accept no responsibility for any errors or omissions in the information provided on this Website and disclaim all liability for any loss or damage, whether direct or indirect, resulting from reliance on such information or inability to access the Website, including any liability arising from negligence.
4.3. This disclaimer is subject to the provisions of the Australian Securities and Investments Commission Act 2001 and the Australian Consumer Law, which cannot be excluded or modified by law. Where these provisions can be excluded or modified, by using this Website, you agree to their exclusion or modification. Your use of the Website is at your own risk. Oligo and any parties involved in creating, producing, or delivering the Website, including our content partners, are not liable for any direct, incidental, consequential, indirect, or punitive damages arising from your access to or use of the Website.
4.4. All content on this Website is provided “as is” without any warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
4.5. While Oligo makes reasonable efforts to ensure that materials or software downloaded from this Website are free from viruses or defects, no warranty or representation is made regarding the absence of such issues. Oligo assumes no responsibility and will not be liable for any damage caused by viruses that may infect your computer equipment through access to, use of, or browsing this Website, or by downloading any software or materials from it.
4.6. Should you leave this Website via a link contained within an Oligo or Oligo Group Website and view content not provided by Oligo or any Oligo Group company, including content related to the (potential or actual) issue, offer, or sale of a financial product:
You do so at your own risk. The content accessed through such links has not been produced, verified for accuracy, or otherwise reviewed by Oligo or any Oligo Group company. Oligo and its affiliates are not responsible for any damages or losses arising from delays, defects, or omissions in the services, information, or other content provided by such third-party sites, whether actual, alleged, consequential, or otherwise. Oligo and its affiliates make no guarantees or representations regarding, and accept no liability for, any electronic content provided by third parties;
Links to other websites are provided solely for convenience and do not imply endorsement by Oligo or any Oligo Group company of the products or services offered by the linked website;
You should review the terms and conditions or Product Disclosure Statement (if applicable) for the relevant product before deciding to acquire or continue holding the product.
4.7. Any transaction with parties other than Oligo or any Oligo Group company referred to or facilitated through this Website does not create any warranty, representation, or liability for Oligo or any Oligo Group company with respect to that transaction or the associated product or service. Such transactions are subject to risks, including potential defects, delays in delivery, or loss of income and capital invested. Unless explicitly stated otherwise in the transaction terms, no member of Oligo or the Oligo Group endorses or guarantees the performance of any third party mentioned on this Website.
4.8. Despite reasonable efforts to provide a reliable service, no representations or warranties are made that the Website will be uninterrupted or error-free. Oligo assumes no responsibility for the security of the Website or for any disruptions, loss, or corruption of material in transit or when downloaded onto computer systems, regardless of the cause.
4.9. In preparing the information on this Website, Oligo has not considered your personal objectives, financial situation, or needs. Before engaging in any transaction based on the information provided, you should assess (with or without the assistance of an advisor) whether the information or processes described are appropriate for your specific objectives, financial situation, and needs. Obtain the terms and conditions from the relevant product supplier (including the Product Disclosure Statement, if applicable) before making any decision about acquiring the product.
4.10. The information on this site is based on current laws and their interpretation, including taxation laws, which may change. The application of many laws, including taxation laws, depends on individual circumstances. Therefore, you should seek professional advice on the legal and taxation implications of investing and not rely solely on the information provided, which is intended as a guide only.
4.11. To the extent permitted by law and without limiting any previous provisions, Oligo accepts no liability for any loss or damage (including indirect, special, or consequential loss or damage) arising from the use of or reliance on information contained in or accessed through this Website, or any services provided via this Website. If such disclaimer is prohibited by law, Oligo’s liability is limited (to the extent permitted by law) to the resupply of such information, access, or services.
Intellectual Property
5.1. You acknowledge that Oligo is the owner of all rights and entitlements related to the Website, including any trademarks that are registered or pending registration. Some of these trademarks are used on this Website. You are not permitted to use Oligo’s trademarks without prior written consent, except as otherwise permitted by this Website or by law. You also acknowledge that Oligo may disclose any information or material you provide if required to do so by law, at the request of a third party, or if Oligo, in its absolute discretion, believes such disclosure is necessary to comply with legal requirements, law enforcement requests, or to protect or defend Oligo’s rights or property.
5.2. Copyright in the information contained on this Website is owned by Oligo and is protected under the Copyright Act 1968 (Cth), as well as under the laws of various other countries through international treaties. All rights are reserved. You may use this information for your personal reference and reproduce it in hard copy solely for your personal use. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this Website or its content may be reproduced, adapted, publicly performed, or transmitted in any form or by any process (including graphic, electronic, or mechanical means such as photocopying, recording, taping, or storage in an information retrieval system) without the prior written consent of Oligo.
Governing Law
6.1. You agree that the Australian Law will govern these Website terms and conditions and the Website and products and services provided via the Website. Any dispute arising in connection with the Website shall be subject to the exclusive jurisdiction of the federal and state courts of Australia.
