Real-time payments for your business
Accept customer payments instantly, 24/7 using PayID or account details, fast, secure and reliable.
Talk to us about Real-time payments
Complete the form and we’ll be in touch to review your payment setup.
Instant payments
Improve cash flow
Secure and reliable
Better customer experience
Get paid in real time, anytime, including weekends and holidays.
Receive funds immediately so you can keep your business moving.
Bank-grade security with biometric authorisation.
A simple, modern checkout that your customers trust.
Simple, secure payment methods
Oligo Real-time payments lets businesses collect payments directly from customer bank accounts using PayID or account details.
PayID
Mobile, Email or ABN
Banking App
Authorisation via Banking App
Get paid in four easy steps
A simple and seamless payment experience for you and your customers.
Request
Authorise
Confirm
Receive
Customer chooses PayID or bank account details to make a payment.
Customer receives a request in their banking app and securely authorises the payment.
The customer’s bank confirms the payment authorisation via the NPP.
Funds are transferred directly to your account in real time.
How Oligo RTP works
Oligo Real-Time Payments (RTP) lets your business collect payments instantly from your customers’ bank account using PayID or account details, no cards, no delays.
Real results across every industry
From high-volume merchants to professional services, Oligo RTP helps Australian businesses get paid faster.
Retail
Finance
Real estate
Healthcare
Corporate
Education
Travel
Marketplace
Built on bank-grade security
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Powered by the New Payments Platform (NPP)
Fast, reliable and secure payments. -
Biometric authorisation
Customers approve payments using Face ID, Touch ID or fingerprint in their banking app. -
Reduced fraud and chargebacks
Payments are authorised by the customer, minimising risk for your business.
Integrate your way
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Build your own
Request our API documentation and integrate Oligo RTP into your own customer journey. -
Customised by Oligo
Work with our technical team to design and customise the payment flow for your business.
Transform how your business gets paid
Offer your customers a faster, safer and more convenient way to pay, with Oligo Real-Time Payments.